UK Prepaid Credit Cards

What are Prepaid Credit Cards

A prepaid credit card is a new type of top up credit card which is pre loaded with cash by you or someone else. A credit facility is not available on the card as the owner can only spend the balance available on the prepaid credit card.

Prepaid credit cards are great for people with bad credit, no credit rating such as younger people and means you do not need to open a basic bank account but can still enjoy all the benefits of a credit card, whilst easily managing your finances.

No credit check credit cards

No credit checks, no delving into credit history, instant decisions and instant cash available, plus prepaid card cards are widely available in retail stores and abroad (safer than carrying foreign currency) as you’ll need to compare and choose from either a prepaid MasterCard, prepaid Visa card or prepaid Maestro card. Simply select your chosen prepaid credit card, apply and confirm your details.

Topping up Prepaid Credit Cards

Keeping your prepaid credit card topped up is easy, top up the prepaid credit card online, by telephone or in shops; the choice is yours.

Example: How the Eclipse Prepaid MasterCard works:

The eclipse prepaid MasterCard® is a payment card which you can load with money — by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card. Your eclipse prepaid MasterCard looks just like a credit or debit card, with a card number, chip and signature strip and can be used at over 28 Million locations and 1 million ATMs globally, wherever the MasterCard acceptance mark is displayed.

The eclipse Prepaid MasterCard at a glance:

  • Anyone can apply for the eclipse prepaid MasterCard and applicants benefit from 100% acceptance*
  • A very quick application process (avg. 3 minutes)
  • Ideal financial product for the current economic climate
  • A market leading prepaid credit card offering
  • Wide range of product uses and benefits
  • Suitable for several markets: Safer online shopping, Travel money, Gaming, Financial management and budgeting, Share Money, Discreet payments; Payroll; Freedom banking; Online Shopping; Credit repair
  • All nationalities can apply, guaranteed acceptance*
  • Free Credit Repair (on Pay Monthly Tariff)
  • No bank account required
  • No credit checks or contracts
  • No interest, overdraft or late payment fees
  • No debt – only spend what you load onto your prepaid MasterCard
  • Spend at 28 Million shops and online
  • Cash at 1 million ATM’s globally

*subject to eclipse prepaid MasterCard terms & conditions — and card holder information being verified

Compare Prepaid Credit Cards

Use the table to find the best prepaid credit cards below, or use the custom Google search.

Custom Prepaid Credit Cards Search

Type: Maestro Chip/Pin
Application: £5.00
Transaction: UK POS 2.5%

Monthly: Free
ATM Withdrawal: £1.50
Max. Card Balance: £3500

Prepaid Credit Apply button

Type: Maestro Chip/Pin
Application: £7.50
Transaction: UK POS 2%

Monthly: Free
ATM Withdrawal: £1.50
Max. Card Balance: £3500

Prepaid Credit Apply button

Type: MasterCard Chip/Pin
Application: £9.95
Transaction: From FREE

Monthly: From FREE
ATM Withdrawal: £1.50
Max. Card Balance: £5000

Prepaid Credit Apply button

Type: MasterCard Chip/Pin
Application: FROM £9.95
Transaction: FREE

Monthly: FREE
ATM Withdrawal: £1.00
Max. Card Balance: £3000

Prepaid MasterCard Apply button

Type: MasterCard Chip/Pin
Application: £8.95
Transaction: FREE/£0.75

Monthly: FREE/£4.45
ATM Withdrawal: £1.50
Max. Card Balance: £3500

Prepaid MasterCard Apply button

Type: MasterCard Chip/Pin
Application: £9.95
Transaction: From FREE

Monthly: £4.99
ATM Withdrawal: £0.50
Max. Card Balance: £3000

Prepaid Credit Apply button

Type: MasterCard Chip/Pin
Application: £9.95
Transaction: From FREE

Monthly: £4.95
ATM Withdrawal: £0.99
Max. Card Balance: £5000

Prepaid Credit Apply button